Financing

Open The Door To Your Next Journey

Financing Groups

Call before your apply to get more information about what is required to get approved for a loan. A few things to consider before applying: Where will I put my tiny home? What is my budget? What are all my cost? (Land, Land improvements, Tiny Home, Sales Tax, Tag Fee, Title Fee, Delivery Cost) We will need to get a home quote for you so all your cost are added into your loan before applying.

Lightstream is a short term (84 month max)RV loan.

> 650 credit score

Call Marlene for more info and the link to apply: (678) 932-3789

Another RV Loan option is Rock Solid Funding, LLC. We have not used this company to finance our homes yet.

See their website for more information: RV Loan

21st Mortgage has a Manufactured Home loan that goes up to 23 years. 

Requires 0-35% down depending on your credit score, history, debt-to-asset ratio, land, and loan amount.

If you have bad credit, you can still be approved but it will be a 35% down payment.

**21st requires you to go through a dealer to purchase your home. Before applying, we will need to get a home quote together with all cost before giving to our dealer number to apply**

Click To Apply Online Today

Triad has up to a 20 year Manufactured Home loan. 

Click Here to Apply Online Today

Lending Tree is a great resource when you are trying to find a loan for your Tiny Home/Park Model/Manufactured Home/Modular Home. 

Insert your info to see what the best Manufactured Home loan options are for you: LendingTree

Nerdwallet is another helpful resource to compare different loan rates and companies. 

Check out their top 15 picks for auto/RV loans: Nerdwallet Auto Loans

Talk to your local bank about taking out a line of credit or a personal loan. Some credit unions will finance tiny homes.

If your tiny home will be your secondary residence, you may be approved for a home equity loan. This will put your primary residence as collateral and asset. 

If you put your tiny home within one of our tiny home communities or on one of our lots, owner financing is available. 

Down payment of 20-80% required and interest rates are 7-12%.

Come Visit Us

Stop by our Cloudland dealership to walk through our model cabins

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Our model homes are open Wednesday through Saturday, 10am-5pm EST.
To tour our communities, call to schedule an appointment or call for directions.